The Democrat Lie About Pre-Existing Conditions

The vast majority of Americans who are uninsured are not without coverage because of pre-existing health problems. They are uninsured because they can’t afford insurance.  This is especially true for lower-middle-income Americans who earn too much to qualify for government assistance.

Nevertheless, Democrats sold the Affordable Care Act (ACA, Obamacare) by claiming that 129 million* Americans were being denied coverage by cruel, greedy insurers who refused to cover their pre-existing conditions.

This was ludicrously dishonest.

Prior to Obamacare, 90% of Americans (278 million**) were already in or qualified for plans that covered pre-existing conditions.

While in theory, 10% of Americans could have been denied coverage for pre-existing conditions, in actual practice, only a tiny percentage actually were.

In fact, because Obamacare had a specific program (Pre-Existing Condition Insurance Plan  or PCIP), we have an exact number.  Only 114,959 Americans signed up for PCIP. 

PCIP enrollment

The Democrats claimed in their report* that nearly half of us would need PCIP, but the actual number that signed up for it was less than .0005.

The PCIP program was no doubt important to those 114,959 people. But Obama and his Democrat majority could have passed a 5-page bill allocating a few billion dollars a year to covering them.

Instead, Democrats chose to upend our health insurance system, which in turn negatively impacted our health care system.

IMHO, they didn’t and don’t actually care about our health.  What they did and do care about is the power and money they would gain if we were all forced into a federally-mandated, single-payer plan that they can control from D.C.

*In 2011, Obama’s Department of Health and Human Services released a report, “At Risk: Pre-Existing Conditions Could Affect 1 in 2 Americans: 129 Million Could Be Denied Affordable Coverage Without Health Reform.”

**The 2010 census showed our population at 308,745,538.  I used 309 million for the figures above.



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